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November 19, 2017
Voluntary Benefits

Critical Illness Insurance

Severe illnesses like heart attacks and stroke often have out-of-pocket expenses that medical insurance doesn't cover. This coverage pays you a lump sum if you are diagnosed with a covered condition. It can help you worry less about expenses so you can focus on your recovery.

You can get coverage for yourself and your family members.

If you are eligible and apply during this enrollment, you can get this coverage without a health exam or medical questions.*

* In some cases, this guaranteed coverage is only available if a minimum number of employees enroll.

Learn more about Critical Illness Insurance coverage
 
 
Accident Insurance

If you are accidentally injured, this coverage can pay you money for more than 50 types of injuries, services and treatments. You can use this benefit to help cover expenses your health insurance doesn’t, like co-pays and deductibles.

You can get coverage for yourself and your family members.

Learn more about Accident Insurance coverage
 
 
Hospital Indemnity Insurance

A hospital stay or medical procedure can cost thousands of dollars. You can use this coverage to help pay for the out-of-pocket expenses medical insurance doesn't cover, such as co-insurance, co-pays and deductibles.

You can get coverage for yourself and your family members.

If you are eligible and apply during this enrollment, you can get this coverage without a health exam or medical questions.*

* In some cases, this guaranteed coverage is only available if a minimum number of employees enroll.

Learn more about Hospital Indemnity Insurance coverage
Term Life Insurance

Most people believe in the importance of life insurance to protect those we love from financial hardship if we were to die. Consider this, what would happen to your family if suddenly a large chuck of income was permanently taken away? What would happen to the home? How would they pay the mortgage or rent? Who would pay the car note? Could the Kids still go to school or college?

When you break it down, purchasing life insurance is simply planning ahead to make sure loved ones are taken care of even if you are not there to do it.

You can get coverage for yourself and your family members.

If you are eligible and apply during this enrollment, you can get this coverage without a health exam or medical questions.*

* In some cases, this guaranteed coverage is only available if a minimum number of employees enroll.

Learn more about Term Life Insurance coverage

 
Short - Term Disability Insurance

Let's face it, most of us depend on our income to survive. Any disruption in pay, even for a short time, could be a financial hardship for some and devastating for many. Short-term disability insurance helps replace a portion of income if you become injured or sick and are unable to work for a period of time. Short-term Disability Insurance benefits can be used to replace up to 66% of your monthly income.

You can get coverage for yourself and your family members.

If you are eligible and apply during this enrollment, you can get this coverage without a health exam or medical questions.*

* In some cases, this guaranteed coverage is only available if a minimum number of employees enroll.

Learn more about Disability Insurance coverage

Enroll Today!
This insurance can provide essential financial protection when you need it most. You may not be able to get the same level of coverage in the future. Enroll today by contacting The Garland Financial Group at 832-632-1049.





Page Last Updated: Sep 07, 2017 (12:07:19)
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